Richard & Liz Bergeron

Calgary’s Real Estate Specialists

Richard's Cell: 403-819-2331 | Liz's Cell: 403-875-8470

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Please visit our Open House at 327 LEIGHTON VW in Rural Rocky View County.
Open House on Saturday, August 31, 2019 2:00PM - 4:00PM
Wake up to breathtaking panoramic Rocky Mountain views in this 5140 sq ft (total) home in Elbow Valley West! The unique modern design is far from Calgary’s typical cookie cutter home designs. As you enter, you will be mesmerized by the picturesque views of the rolling prairie fields contrasted with Rocky Mountains. Open concept great room with dining room and kitchen boast 20 ft vaulted ceilings. Enjoy morning coffee or an evening cocktail on the sprawling deck that is accessible from the kitchen, great room and master bedroom. The main floor features a master bedroom with walk in closet and full ensuite, situated to the northwest and a media room to the northeast. A large laundry room/mudroom are located at the entrance from the garage (south). The unique design of 327 Leighton features bedrooms with loft areas on both the north (1 guest suite with loft and full bath) and south (2 bedrooms with loft and full bath) sides of this magnificent home. The lower level features an extensive great room with a bar, wine room, 2 additional bedrooms and a full bathroom, as well as several storage rooms. This home is ideally suited for a blended family, or a larger family who likes to entertain. It is situated on .50 acre lot in a cul-de-sac and pride of ownership is noticeable both inside and out. With the matured landscaping, it is an enjoyable lot to walkabout and appreciate nature, and it is only 10 minutes from the 69 th Street C-train station, 15 minutes from Westhills Shopping Centre and a mere 20 minutes from Kananaskis Country and 45 minutes from Canmore.
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1.       This program is for first time buyer, owner occupied, insured purchases only. (speak with your mortgage agent about the definition of First Time Buyer.)

2.       The program will be accepting applications after September 02, 2019

3.       First possessions must be after November 01, 2019

4.      Maximum household qualifying income is $120,000 per year.

5.        Maximum first mortgage and buyer incentive is 4 times annual income, maxed out at $480,000.

6.      The Government Incentive is protected by a Shared Equity Mortgage ( SEM ) registered in second position on title.

7.       SEM is 5 % of the purchase price for existing homes and mobiles

8.      SEM is 10% of the purchase price for new construction homes.

9.      The first mortgage must be more the 80% loan to value and insured by one of our three mortgage insurance companies

10.   No payments are required for the SEM.

11.    SEM must be repaid upon sale or within 25 years.

12.    SEM can be paid out early without penalty.

13.    When the SEM is paid out the government is repaid 5% or 10% of the gross sale price or the deemed fair market value if paid out early.

14.   Legal fees to register, or discharge or appraisals are to the cost of the homebuyer.

15.    Minimum 5 % down payment is still required or sliding scale if purchase price creeps above $500,000.

16.   Only Traditional down payment soruces is accepted.

17.    Applicants will be approved by the mortgage insurance companies.

Benefits:

·        Home buyer’s immediate monthly ownership costs are reduced by the Principal and Interest on the SEM amount. (say a couple hundred dollars).  That has value.

Concerns:

·       The Home buyer has the Government as an equity partner with a second mortgage registered on title. Creates lots of issues down the road for refinancing, getting a Line of Credit, buying out a spouse, selling to a family member, arguing with the government about what your house is worth.

·       Using this program, home buyers qualify for a slightly smaller purchase price than if they do not use it.

·       If the home buyer puts money into home improvements prior to repaying the SEM, the increase in value from the improvements, when they sell or refinance, is shared with the government. Because repayment is based upon gross sale price, they will be paying a 5 or 10% tax on their home improvements expenditures.

The government has been conducting training sessions for industry members and providing additional information. We are happy to share this if you are interested. Contact your Jencor Representative for more information.

PS: Interest rates:

On another issue, long term sovereign debt has been offering decreasing yields the last few months and showing a sharp decrease the last two weeks. Many European and Asian countries continue to have a negative yield on their bonds. Investors have to pay a premium to buy a long-term interest bearing bond. The investor does not get a return. For example, a 6% cost on a 20 year German bond yesterday.

Our 5 year mortgage rates are going down, not as sharply, you still have to pay interest on a mortgage, but some of that worldwide decline is showing up in lower mortgage rates.

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I have just listed a new property at 446 35 RICHARD CO SW in Calgary.
Top Floor - 2 bdrms + den (awesome for a room-mate) - Sunny West Exposure suite at Morgan! Conveniently located walking distanct to Mount Royal University, easy access to main transit routes, shops and restaurants just outside your door make this a great investment. This suite offers a great floor plan, laminate floors, den/home office, mocha cabinets in the entertainment style kitchen, large living/dining room with stone faced gas fireplace, large patio door to west facing balcony with gas BBQ line, spacious master bdrm with walk through closets & 4 pc ensuite bath, bright & sunny 2nd bedroom, 2nd full bath & in-suite laundry & titled parking complete the package. Morgan offers owners an on-site exercise room, guest suites (nice!), party/media room, lots of underground visitor parking & bike storage. You'll gain added confidence in your investment as the building has new exterior, patios, eaves troughs, boiler & security system. Put this one on the list and view today!
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I have just listed a new property at 100 DOUGLASDALE PT SE in Calgary.
Welcome to Estate living at exclusive Douglas Point - this family friendly, fully finished WALK OUT home located on top of the Point is but a short stroll to the beautiful pathways & ridge views of the Bow River & Fish Creek Park. Great area schools close by. Major shopping 5 mins away. Showcasing a sunny WEST backyard surrounded by mature trees for max privacy, 2 lvls of amazing outdoor patio/deck space (upper deck w/nat gas BBQ line & electric awning), 4 bdrms, 3½ baths, 2700 SF of dev’d space & oversized insulated double attach garage. Main flr features lots of natural light, dining rm, generous sized family rm w/gas f/p, upgraded spacious kitchen w/centre island, quartz countertops, S/S appl, pantry, sunny kitchen nook, 2 pc bath, laundry/mud rm. Upper floor w/BONUS rm, master bdrm w/Mountain views, walkin closet & 5 pc ensuite; also bdrms 2 & 3, & 4 pc bath. Walk out level is prof. finished w/huge family rm, 4th bdrm, 3 pc bath & big windows. A/C & upgraded furnace, all on a beautiful, quiet street. Be sure to check out the Virtual Tour link!
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I have just listed a new property at 101 NEW BRIGHTON CI SE in Calgary.
Picture-perfect, fully & professionally developed & upgraded (over $100K in past 10 yrs) two storey family home with a sunny bonus room, on a quiet street, an easy short walk to schools and shopping! Features incl. open kitchen w/granite countertops & upgraded stainless steel appliances, beautiful pendant lighting & a large dining nook overlooking the generously sized upgraded deck back & large yard! Spacious family rm w/gas fireplace overlooks the kitchen. Laundry, 2 pc bath & access to the double attached garage completes the main flr. Upstairs: bonus rm w/vaulted ceiling, master bdrm w/walkin closet, 4 pc ensuite & 2 additional good sized bdrms. Downstairs is professionally dev’d: media/family rm, wood floors, full bath w/heated floors & 4th bdrm! This lovely home has central air for your comfort & enjoyment. You’re going to love the location – walking distance to New Brighton school, pond, fountains, splash park & Brighton Club, tennis courts, hockey rink and shopping, too! Call to view today!
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Please visit our Open House at 101 NEW BRIGHTON CI SE in Calgary.
Open House on Saturday, August 24, 2019 2:00PM - 4:00PM
Picture-perfect, fully & professionally developed & upgraded (over $100K in past 10 yrs) two storey family home with a sunny bonus room, on a quiet street, an easy short walk to schools and shopping! Features incl. open kitchen w/granite countertops & upgraded stainless steel appliances, beautiful pendant lighting & a large dining nook overlooking the generously sized upgraded deck back & large yard! Spacious family rm w/gas fireplace overlooks the kitchen. Laundry, 2 pc bath & access to the double attached garage completes the main flr. Upstairs: bonus rm w/vaulted ceiling, master bdrm w/walkin closet, 4 pc ensuite & 2 additional good sized bdrms. Downstairs is professionally dev’d: media/family rm, wood floors, full bath w/heated floors & 4th bdrm! This lovely home has central air for your comfort & enjoyment. You’re going to love the location – walking distance to New Brighton school, pond, fountains, splash park & Brighton Club, tennis courts, hockey rink and shopping, too! Call to view today!
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I have just listed a new property at 2504 1078 6 AV SW in Calgary.
Amazing two bdrm, 2 full bath suite on the NW corner of the McLeod tower at Riverwest! Prepare to be captivated - features include lots of floor to ceiling windows to capture the VIEWS of the Bow River & west to the mountains, wood floors throughout, gas f/p in the spacious living room, beautiful entertainment style kitchen w/stainless steel appliances, glass inserts in cabinets & extra pantry cabinets, granite counters & centre island, lots of recessed lighting. You’ll love the 2 balconies, first off the dining area, second off the master. Master bdrm easily accommodates a king-sized bed & features walk-thru closet to the ensuite bath. 2nd bdrm, 2nd bath & in-suite laundry complete the floor plan. This suite comes with TWO side by side parking stalls plus a storage locker. Building amenities incl. concierge service, indoor visitor parking, indoor pool, gym & amenity rm. Riverwest is also pet friendly! Located 1 block off the river pathways & the free-zone LRT is just down the street! Call to View today!
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I have just sold a property at 1702A 500 EAU CLAIRE AV SW in Calgary.
Beautifully upgraded 2 bdrm PLUS Den, 2 1/2 bath, estate sized suite, high atop “A” tower at Eau Claire Estates! Enjoy lovely expansive views in all directions - Mountain & River views plus city skyline! All baths and kitchen are renovated, extensive built-ins and cabinets by Legacy Cabinets are throughout the suite, gorgeous stainless steel appliances in the kitchen with sunny nook area, solid surface countertops throughout, engineered wood floors, fireplace in the den, luxurious en-suite bath with double sinks and huge two person shower! There are two separate titled parking stalls included. AAA building amenities include 24 hr concierge service, plenty of guest parking, renovated indoor swimming pool & spa, fitness facility, huge south side terrace on the main level, car wash bay, gorgeous manicured courtyard & a putting green. Condo fees include everything! Come live the lifestyle you have been waiting for.
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I have just sold a property at 1081 NORTHMOUNT DR NW in Calgary.
Fantastic opportunity and Priced to SELL! First time on the market, this solid Charleswood 3 bdrm bungalow in original interior condition is IDEAL for your renovation or investment. Situated on an oversized 55’x100’ SOUTH back yard exposure lot with DOUBLE detached garage and offering an excellent & superb location! Easy walk to all amenities – Northland Village Mall, local schools, LRT, University of Calgary, library, recreation facilities & large area parks. Home offers 1051 SF, 3 bdrms up, hardwood under carpet in living/dining & bdrms, shingles replaced approx. 9 yrs ago, furnace replaced approx. 5 yrs ago, finished bsmt with full bath. Call to view today!
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I have just listed a new property at 2601 910 5 AV SW in Calgary.
Prime west facing upgraded executive suite with NW VIEWS of the river valley plus SW city skyline views, high up in Five West II! Wrapped with windows, this rare floor plan (only 6 like it in the entire building) is sure to impress. Enjoy TWO balconies to take in the views (north balcony with BBQ gas line). The suites floor plan offers a functional den plus spacious master suite with ensuite bath w/6’ soaker tub & extra closets. Upgrades include laminate floors in the main living area, ceramic floors in entry, kitchen & bath, granite counters (in the bath, too!), custom kitchen cabinets, stainless steel appliances (fridge w/water & ice maker) in the oversized kitchen. Additional features inc. separate dining area, cozy gas fireplace in the living room, in-suite laundry, 9’ ceilings, air conditioning for your comfort & storage locker. Titled parking stall is included. Building amenities include concierge service, 5th floor common room & patio, indoor guest parking and a location that can’t be beat!
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I have just sold a property at 230 SOMME AV SW in Calgary.
Welcome to the Versaille townhouse in GARRISON WOODS you have been waiting for! This one checks all the boxes! 2 story (less stairs!), CORNER suite w/lots of windows, Total of 2485 SF (2012 SF up + 472 SF down), double Attached OVERSIZED garage 25’2”x20’3” & private rear patio. Features include hardwood floors & soaring 10ft ceilings throughout main floor, gas f/p & built-ins in the spacious living rm, gourmet kitchen with centre island, stainless steel appl’s with gas range, built-in ovens & granite counters, dining area with access to the west facing private patio. Upper floor with HUGE family room w/gas f/p, built-ins & window seat, master retreat with ensuite bath & HIS/HER walk in closets, second bdrm w/cheater ensuite & upper level laundry. Lower level is fully finished w/huge rec rm & 3 pc bath & high ceilings. You’ll love all the Garrison Woods/Marda Loop area has to offer: area parks, walking paths, great selection of schools, shops, restaurants and services to discover just outside your door.
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I have just listed a new property at 1081 NORTHMOUNT DR NW in Calgary.
Fantastic opportunity and Priced to SELL! First time on the market, this solid Charleswood 3 bdrm bungalow in original interior condition is IDEAL for your renovation or investment. Situated on an oversized 55’x100’ SOUTH back yard exposure lot with DOUBLE detached garage and offering an excellent & superb location! Easy walk to all amenities – Northland Village Mall, local schools, LRT, University of Calgary, library, recreation facilities & large area parks. Home offers 1051 SF, 3 bdrms up, hardwood under carpet in living/dining & bdrms, shingles replaced approx. 9 yrs ago, furnace replaced approx. 5 yrs ago, finished bsmt with full bath. Call to view today!
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I have just sold a property at 5301 5500 SOMERVALE CO SW in Calgary.
Are you ready for this? Arguably the best floor plan in the complex located on the best corner of the building (very quiet spot!), with views overlooking the greenspace & backing onto the hillside for privacy. This renovated, two bdrm and two full bath corner suite offers a lovely, open and welcoming layout with large dining area, spacious living room with corner gas f/p, extra windows, and an extra large covered patio (very quiet on this corner of the building)! The bdrms are on opposite sides of the suite – perfect for a room mate. There’s insuite laundry, too. Freshly painted with all new carpet throughout and brand new stainless steel appliances – this suite is in move in condition! Includes one underground titled parking stall. Storage area in suite and another storage room built into the patio area! Call to view today - this suite won't last long on the market! Condo fee includes electricity!
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Please visit our Open House at 327 LEIGHTON VW in Rural Rocky View County.
Open House on Sunday, August 4, 2019 2:00PM - 4:00PM
Welcome to your Zen inspired, architecturally designed oasis in Elbow Valley West. Situated on over a 1/2 acre, prepare to be captivated by the panoramic WEST MOUNTAIN VIEWS through floor to ceiling windows. Behold a magnificent, yet different landscape view each day under ever changing Prairie skies. Open concept design home, perfect for entertaining - Main floor boasts 2100 SF of gracious living space: spacious great rm w/soaring ceilings & oversized sliding doors leading to west facing deck, entertainment style kitchen w/huge island & prime west facing windows, dining rm perfect for family dinners, media/family rm & the master retreat completes the main flr. Uniquely & thoughtfully designed with lofts at either end of the home: 2 bdrms, full bath & a loft on one, & a private guest suite w/loft & full bath on the other - this is the dream family home. Fully dev't lower level: massive rec rm, 2 add. bdrms (each with a full bath), wine rm & storage. So many additional features, this home must be viewed. For the discerning home buyer searching for a unique contemporary abode that takes your breath away - look no further. Offering the finest in quality of build, the home's master builder had 40 years of craftsmanship & experience. The house has low e triple glazed Neet windows, state of the art heating system with in-floor heat in the basement & garage, 2 furnaces, EPDM roof, spray foam insulation, truss floor system & plywood exterior construction. Exterior wall are 16" on centre constuction Welcome Home!
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Categories:   Altadore, Calgary Real Estate | Auburn Bay, Calgary Real Estate | Bankview, Calgary Real Estate | Beltline, Calgary Real Estate | Bridgeland/Riverside, Calgary Real Estate | Bridlewood, Calgary Real Estate | Charleswood, Calgary Real Estate | Chestermere, Chestermere Real Estate | Coach Hill, Calgary Real Estate | Cochrane, Cochrane Real Estate | Country Hills, Calgary Real Estate | Cranston, Calgary Real Estate | Crescent Heights, Calgary Real Estate | Crossfield, Crossfield Real Estate | Currie Barracks, Calgary Real Estate | Deer Run, Calgary Real Estate | Douglasdale/Glen, Calgary Real Estate | Downtown Commercial Core, Calgary Real Estate | Downtown West End, Calgary Real Estate | Eau Claire, Calgary Real Estate | Erlton, Calgary Real Estate | Evergreen, Calgary Real Estate | Fairview, Calgary Real Estate | Garrison Woods, Calgary Real Estate | Glamorgan, Calgary Real Estate | Glendale, Calgary Real Estate | Haysboro, Calgary Real Estate | Highwood, Calgary Real Estate | Hillhurst, Calgary Real Estate | Huntington Hills, Calgary Real Estate | Killarney/Glengarry, Calgary Real Estate | Lake Bonavista, Calgary Real Estate | Lakeview, Calgary Real Estate | Lincoln Park, Calgary Real Estate | Lower Mount Royal, Calgary Real Estate | Mahogany, Calgary Real Estate | Maple Ridge, Calgary Real Estate | McKenzie Lake, Calgary Real Estate | McKenzie Towne, Calgary Real Estate | Mission, Calgary Real Estate | New Brighton, Calgary Real Estate | Nolan Hill, Calgary Real Estate | Oakridge, Calgary Real Estate | Okotoks, Okotoks Real Estate | Parkland, Calgary Real Estate | Patterson, Calgary Real Estate | Ramsay, Calgary Real Estate | Rural Rocky View MD, Rural Rocky View County Real Estate | Saddle Ridge, Calgary Real Estate | Sage Hill, Calgary Real Estate | Signal Hill, Calgary Real Estate | Silver Springs, Calgary Real Estate | Somerset, Calgary Real Estate | St Andrews Heights, Calgary Real Estate | Strathcona Park, Calgary Real Estate | Sunalta, Calgary Real Estate | Sundance, Calgary Real Estate | Varsity, Calgary Real Estate | Woodbine, Calgary Real Estate | Woodlands, Calgary Real Estate
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